Terms of Service
Last updated: 2026-01-14
These Terms of Service (“Terms”) govern your access to and use of GradeYour401k.com (“GradeYour401k,” “we,” “us”). By accessing or using the service, you agree to these Terms.
Service description
GradeYour401k provides tools and reports designed to help users understand 401(k) plan options and receive model allocation guidance and periodic updates. The service is for informational purposes only.
Not investment advice
The content and outputs of GradeYour401k are educational and informational and do not constitute individualized investment advice, a recommendation, or a solicitation to buy or sell securities. You are responsible for your own decisions and for verifying information with your plan provider.
Eligibility and accounts
- You must provide accurate information and keep it up to date.
- You are responsible for maintaining the confidentiality of your account.
- You agree not to misuse the service or attempt unauthorized access.
Payments and subscriptions
Paid plans are billed in advance as described on the pricing page. Fees are generally non-refundable except where required by law. We may change pricing with notice for future billing periods.
Prohibited uses
- Using the service for unlawful, deceptive, or harmful purposes.
- Attempting to reverse engineer or disrupt the service.
- Uploading malicious code or abusing forms/uploads.
- Impersonating others or misrepresenting your affiliation.
Disclaimers and limitation of liability
The service is provided “as is” without warranties of any kind. To the maximum extent permitted by law, GradeYour401k and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data.
Changes to the service or terms
We may update the service and these Terms from time to time. Continued use of the service after changes means you accept the updated Terms.
Contact
Questions? Contact us here: /contact.